(818) 707-4131

2625 Townsgate Road, Suite #320
Westlake Village, CA 91361

Decorating Your Home for Spring

 

Now that spring has finally arrived, it is time to redecorate your home.

That does not mean that you need to go out and buy all new furniture. When decorating for spring you will just want to add some color to liven up the mood.

Redecorating is not only fun, but once you are done, you will feel like you are in a brand-new home. This is a great way to destress and to leave all the winter sorrows behind you. Here are some things that you can do to decorate your home for spring.

(more…)

Common Mistakes First Time Homebuyers Make

Couple and a realtor

Purchasing a house for your first time is a huge and exciting milestone.

Many people get lost in the excitement and forget to take the proper precautions to ensure that their housing purchase runs smoothly. The best way to make sure that you have done everything to prepare for this major purchase is to learn from other people’s mistakes.

Here are some common mistakes first time homebuyers make:

(more…)

Shopping For A Home? 5 Key Items Not to Overlook

5 Key Items Not to Overlook

Since the house buying process is an exciting time in one’s life, major flaws in a house can be easily overlooked.

It is important to take the proper precautions when looking for a new home so that you don’t get stuck with costly repairs. Even though it may be tedious, you will thank yourself in the long run, knowing that you chose the right house.

It can be difficult to determine if a house is in good condition at first glance. That is why it is so important to take a closer look, especially at specific areas in the house.

(more…)

Preparing Your Finances to Buy a New Home

Adult couple working on documents

Purchasing a new home is an exciting yet stressful milestone in one’s life. Making sure to take the proper steps to prepare for this major purchase will help ease the stress of home buying process.

As we all know, buying a new home can be costly. That is why it is so important to be aware of all the expenses that go into the home buying process. Once you know how much money you will need to obtain before you will be able to purchase a home, you can begin preparing your finances accordingly.

(more…)

The Benefits of Refinancing Your Home

Refinance mortgage form on a wooden table.

Refinancing is when a new mortgage replaces an old mortgage. People choose to refinance their home so that they can get a better interest rate as well as a better interest term. In addition, some people choose to refinance their home to change mortgage companies. Others refinance to take advantage of the equity in their home.

There are various reasons to refinance. While refinancing can be risky for people with not so good credit, it can be very beneficial for people with a perfect credit history.

Here are common reasons homeowners choose to refinance.

(more…)

Curb Appeal Tips

Front yard of a house

When selling your home, curb appeal is extremely important!

Curb appeal is the view that buyers have of your house from the street. It is their first impression of your property. If a buyer doesn’t like what they see when they drive up to your house, chances are they won’t even take the time to go in and check it out.

That is why you want to make sure to grab their attention from the second they set eyes on your home. In addition to being visual appealing, adding curb appeal is an inexpensive way to add value to your home. The nicer your house looks, the more it will sell for.

Here are some simple tricks to boost the curb appeal of your house.

(more…)

Why You Should List Your Home with a Real Estate Agent

Young couple meeting real estate agent

When you decide to sell your home, it can be difficult to even know where to begin. Hiring a real estate agent will help ease the stress of the selling process.

Real estate agents are professionals at selling homes. Therefore, they know all the proper steps that need to be taken in order to sell your home for the right price.

Here are some of the many benefits of hiring a real estate agent:

(more…)

How to Get Ready for a Home Inspection

AdobeStock_37194321

A home inspection is an essential part of the home selling process. There are a few things you’ll need to do before the inspector arrives to evaluate your home. A home inspection is like a presentation, which means you’ll need to put forth some effort and time to preparing for inspection day. First Rate Financial is going to give you our tips for how to get ready for a home inspection to ensure it runs smoothly.

(more…)

Homeowner Tips of the Week

Happy new flat owners showing keys

First Rate Financial is happy to help people throughout the loan process to get them moved into their new home. Sometimes being a first-time homeowner can mean you’re unaware of some important things because the process is all so new and exciting. We’ve gathered our best homeowner tips to help you enjoy your new home while remaining financially stable.

(more…)

Prep for Guests in Less Than 24 Hours

Cute Playful Preschooler at Christmas Dinner

Is it your turn to host family dinner at your house tonight? Or are you supposed to have some friends over from out of town you didn’t realize were coming tonight instead of tomorrow? Whatever the occasion, First Rate Financial is going to advise you on how to prepare for your unexpected guests in less than 24 hours.

(more…)

Voted two-time Readers' Choice Favorite by Ventura County Star!

First Rate Financial Group - East County Readers' Choice Favorite in 2013 & 2014