(818) 707-4131

2625 Townsgate Road, Suite #320
Westlake Village, CA 91361



You might not always consider who is minding the shop when you are looking for Westlake Village first time home buyer programs that are right for your needs. Maybe you think that getting Thousand Oaks HARP refinancing for your existing mortgage will be the same no matter which mortgage broker in Venture County you choose. The reality is that the management team is at the heart of every business.

John Cofiell, Glenda Klein, Jamie Minor, and Michael Pfefferman each play an integral role in the way we do business with our clients. With more than 107 years of combined experience, they have the expertise to work with clients and provide them with the quality service that makes the difference in the outcome of the loan process.

Our mission is to set standards of excellence for our clients and our employees by example, and to commit to maintaining customer satisfaction, trust and integrity by delivering quality products and services conforming to industry best practices and continuously seek improvement.

Our Westlake Village first time home buyer programs and Thousand Oaks HARP refinancing are two important options for our clients. We also offer a number of additional loan solutions. Each program has its own unique features that sets it apart from the rest. These are what make a particular loan the right one for you. Our management team has the experience and the dedication to determine which of the loans we offer is the best match for you. When you select First Rate Financial Group for your mortgage banker in Ventura County, you get more than a team that is capable of filling out your application with you. You get the qualified team of specialists who have a genuine interest in getting you the results that you want and need, no matter what phase of life you are in.

For the young couple looking for Westlake Village first time home buyer programs to get them into a starter home, our management team is standing by to help you make your dreams into a reality. For the couple who is already paying a mortgage regularly and whose home has declined in value, we can provide you with the Thousand Oaks HARP refinancing options that you thought weren't available for your home. If you are looking for the mortgage banker in Ventura County that offers real solutions, you have found them!

We are proud of our management team and the dedication that each member has to go the extra mile to give each and every client the personalized attention they need to get the best results. There is no reason to go anywhere else for your mortgage financing needs.


John Cofiell

John Cofiell
Chief Executive Officer
Over 27 years in the Mortgage Industry as both a Top Producing Loan Officer and Company President

Glenda Klein

Glenda Klein
Chief Financial Officer
Over 35 years in the Mortgage Industry and Financial Arena

Jamie Minor

Jamie Minor
Chief Operations Officer
Over 25 years in Operations and Management

Michael Pfefferman

Michael Pfefferman
Chief Business Development Officer
Over 20 years as a top Producing Loan Officer and Team Builder

Voted two-time Readers' Choice Favorite by Ventura County Star!

First Rate Financial Group - East County Readers' Choice Favorite in 2013 & 2014