(818) 707-4131

2625 Townsgate Road, Suite #320
Westlake Village, CA 91361


John Cofiell

With a love for the industry and helping clients achieve their dream of home ownership or financial goals, my vision is to create a client for life, and I have made that my goal as President of First Rate Financial Group. First Rate Financial and its employees reflect this belief in their dealings with clients and making the loan process as easy as possible. Communication is key, and we want you to be aware of the progress during the transaction. Whether the preferred contact is email, phone or texting, we are here to answer your questions and make sure your financial goals are met.

The single most important factor that makes us stand out as a mortgage banker in Ventura County is our desire to work with you to get the right loan for your needs. When you apply for home purchase financing in Thousand Oaks, you never have to worry about us trying to keep you in the dark. As your mortgage banker, we want you to know what is going on every step of the way! Home financing can be a complex matter if you don't understand the differences in types of loans and what the advantages of each are. We will help you understand your options for home financing, home refinancing, or any of the other services we have available that meet your needs. Once you have applied, we will continue to work with you to get the long-term results that you are aiming for.

If you don't have a lot of money to put down on your new home, we can help you with an FHA loan. These loans offer more opportunities for home purchase financing in Thousand Oaks to first-time home buyers who don't have a lot of money to work with. We also have other loan options that are comparable to FHA loans but offer some different features for different needs. We will help you determine which choice is best for you and help you with the loan process. When you choose First Rate as your mortgage banker in Ventura County, you are never in it alone! You always know what is currently happening with your loan process so that you can make plans for moving into your new home.

We don't consider you a "former customer" after you have attained home purchase financing in Thousand Oaks. When I founded this company, it was with the vision to make customers for life. Today, I and the entire management team continue to work with our clients to build a relationship that will last. We want you to be happy with your experience in financing your first home so that you will come to us again when you are ready to move into a larger home. We are the mortgage banker in Ventura County that you can count on for life!

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Voted two-time Readers' Choice Favorite by Ventura County Star!

First Rate Financial Group - East County Readers' Choice Favorite in 2013 & 2014